The Insurance Authority required in their Guideline 16 (“GL16”) that all insurance companies should annually disclose Fulfillment Ratios of participating insurance products and Crediting Interest Rates of universal life insurance products. Historical fulfillment ratios and crediting interest rates for different products are available on AIA’s website for customers’ reference

Fulfilling such requirement, we are going to announce the Fulfillment Ratios and Crediting Interest Rates of our products for reporting year 2016 on AIA’s website on 8 December, 2017.Please refer to the attached memo for details.